Chapter 7 - WHAT THE SALON REALLY COST
The salon never opened.
I found that out three months later.
Megan could not obtain enough financing without another guarantor. The landlord kept part of her deposit under the lease terms, and Carol lost money on some equipment Megan had ordered too soon. Megan eventually accepted a booth-rental position at an established salon.
Nobody became homeless. Nobody’s life was ruined.
The c@tastrophe I had supposedly caused turned out to be a costly business mistake that the people who made it had to absorb.
The second credit inquiry was removed after I challenged it. The lender confirmed that no loan had been funded in my name. First Federal also corrected its inquiry after reviewing my complaint.
Daniel and I attended counseling twice.
The first session was mostly him explaining why he had always felt responsible for Megan.
His father had d!ed when Daniel was nineteen. Carol had depended heavily on him after that, and he had spent years acting as the person who solved emergencies. When Megan needed rent, he helped. When Carol needed a repair, he helped. When a cousin needed a car, he found one.
I could understand the background.
Understanding it did not make the choice acceptable.
In the second session, the counselor asked Daniel a straightforward question.
“If Rachel had said no before the application was started, what would you have done?”
Daniel stared down at the carpet for a long time.
Finally, he said, “I probably would have tried to change her mind.”
“And if she still said no?”
Another pause.
“I don’t know.”
I did.
That was the issue.
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He had already shown me what he did when he expected my answer would be no.
He worked around it.
